The myth of the self-made millionaire is just that—a myth. In America, wealth isn’t created, it’s inherited, hoarded, and protected by an elite class that has rigged the system in its favor. The American Dream was supposed to be about opportunity, but in reality, we’re living under a modern aristocracy where the rich stay rich while everyone else fights to survive.
How Generational Wealth & Tax Loopholes Keep the Elite in Power
The ultra-wealthy don’t just pass down money; they pass down access, influence, and an unfair advantage in every aspect of life. Here’s how they keep the gates locked:
- Trust Funds & Inheritance – The top 1% don’t start from scratch—they start with millions in assets, trust funds, and property.
- Tax Loopholes & Shelters – The rich exploit offshore accounts, capital gains loopholes, and tax havens to avoid paying their fair share.
- Stock Buybacks & Corporate Welfare – While workers struggle, corporations pump money into their own stocks to enrich executives and shareholders.
- Elite Education Networks – Ivy League schools act as pipelines to power, ensuring the wealthy stay connected while working-class students drown in debt.
From Feudal Lords to Modern Capitalists: A Brief History of Wealth Inequality
Wealth inequality isn’t new—it’s just evolved.
- Feudalism (Middle Ages) – A tiny elite owned all the land while peasants worked for scraps.
- Industrial Revolution (1800s-1900s) – Factory owners built empires on the backs of low-wage laborers.
- Gilded Age (Late 19th Century) – Robber barons like Rockefeller and Carnegie amassed untouchable fortunes while workers fought for basic rights.
- Modern Capitalism (Today) – The billionaire class hoards more wealth than entire nations while wages stagnate and costs skyrocket.
The bottom line? The system was never designed to create equality—it was designed to protect the rich from ever losing power.
The Barriers That Keep You from Building Wealth
If you’ve ever wondered why you can’t seem to get ahead, here’s why:
- Minimum Wage Stagnation – The federal minimum wage hasn’t kept up with inflation, leaving millions in poverty.
- Student Debt Trap – Higher education is the new gatekeeper, and working-class students are forced into decades of debt just to compete.
- Healthcare Costs – Medical bills are a leading cause of bankruptcy in the U.S., while other wealthy nations provide universal healthcare.
- Housing Crisis – Rent prices soar while wages remain stagnant, and homeownership becomes an unreachable dream for many.
These aren’t accidents—they’re policies designed to keep you financially insecure while the rich continue to build their empires.
How We Level the Playing Field
We don’t have to accept this rigged system. Here’s what needs to change:
- Tax the Ultra-Rich – Close loopholes, tax wealth fairly, and stop letting billionaires hoard money tax-free.
- Raise the Minimum Wage – Pay workers a livable wage that keeps up with the cost of living.
- Cancel Student Debt – Education shouldn’t be a financial death sentence.
- Universal Healthcare – No one should go bankrupt because they got sick.
- Affordable Housing Policies – Rent control and first-time homebuyer programs can stop predatory pricing. We also need to break up monopolies, like housing software that manipulate prices and create artificial scarcity to keep rent sky-high.
The elite have spent centuries perfecting the art of wealth hoarding—but history shows that when people rise up, change happens. The real American Dream isn’t about protecting the rich—it’s about demanding an economy that works for all of us.
It’s time to rewrite the rules.